As a Senior Consulting Actuary at Merlinos & Associates, Marc Altschull is responsible for leading the Life Insurance Practice. Before joining Merlinos he held various positions at Voya Investment Management including Head of Strategic Implementation, Head of Business Risk, and Fixed Income Chief of Staff. Mr. Altschull returned to Voya from Pacific Life, where he had originally ventured as the Director of Total Company Risk Management before moving to the position of Assistant Treasurer and eventually AVP – Marketing & Sales Operations at Aviation Capital Group. Prior to joining Pacific Life, he was with ING US Financial Services in a liaison role with Investment Management. Mr. Altschull began his career as an actuarial consultant at Tillinghast – Towers Perrin where he specialized in ALM and conducting appraisals of life insurance companies. He received his Bachelor of Science in Actuarial Mathematics and Economics from the University of Michigan. In addition to his undergraduate studies, Marc also is a Chartered Financial Analyst and a Fellow of the Society of Actuaries.Mr. Altschull has also published the following articles:• “Impact of Dynamic Policyholder Behavior on Capital Requirements” presented at the 2003 Stochastic Modeling Symposium• “The Quest for Fixed Annuity Profits” published in August 2003 RESOURCE• “Modeling Credit Risks” published in Risks and Rewards in February 2001

Daniel Finn, FCAS, is a Managing Director within the Risk Solutions unit of Conning, where he is responsible for providing asset-liability and integrated risk management advisory services to insurance companies.  Prior to joining Conning, Mr. Finn was a Vice President within Swiss Re Investors' asset-liability management unit. He has been involved in the asset-liability management field since 1997. Mr. Finn is a graduate of the University of Rochester with an M.A. in Mathematics.  Mr. Finn also received his M.B.A. from Loyola College in 2000. He is a Fellow of the Casualty Actuarial Society (FCAS) and an Associate of the Society of Actuaries (ASA).

Jay Hill, FSA, works for PolySystems, Inc as part of their Advanced Modeling team as an Actuarial Manager. In this role, he is involved in the development and implementation of liability only models, asset-liability models and economic scenario generation. Through his career he has worked with both US and international business as well as different reporting frameworks including US Statutory, GAAP, IFRS, Embedded Value and cash-flow testing. Mr. Hill graduated from Temple University with a BBA in Actuarial Science, has an MBA from Villanova University and is a Fellow of the Society of Actuaries (SOA).

Patrick is a consulting actuary at LW Consulting Group, where he focuses on actuarial software transformations, specifically ALM modeling.